Lifeguards watch over swimmers and keep us safe in and around bodies of water, such as swimming pools, beaches, lakes, or water parks. Their primary duty is to prevent accidents, respond to emergencies, and provide assistance when necessary.
Swim instructors perform equally important roles. They play a vital role in teaching swimming skills, promoting water safety, and helping individuals develop confidence and proficiency in the water.
But lifeguards and swim instructors face liability risks and need insurance for several reasons, including:
- They work in environments where accidents and injuries occur
- They’re responsible for providing instruction and ensuring the safety of those they supervise
- They face personal injury risks while performing their duties
- They often work in aquatic facilities and use equipment during their sessions
Whether you’re a lifeguard or swim instructor, you need lifeguard insurance or insurance for teaching swimming.