Insurance for Software Developers

Get a specialized insurance policy package designed to protect software developers from common liabilities that resulted in a lawsuit.

Join thousands of Canadian businesses that are already protected!

Get a Free Quote

Partnerships with over 50 leading Canadian insurance providers

Zensurance - Software Developer

What is Software Development Insurance?

Software Development Insurance is a policy package specially designed for software developers to protect against specific risks associated with their professions, such as negligence, errors, omissions, or third-party damages.

Mistakes can happen and disrupt your business in a matter of minutes. We know what makes your business unique; leave it to us to find the best fit for you.

Get a Free Quote

What does it cover?

A comprehensive insurance package for software developers will typically include the following:

Errors and Omissions Insurance (also is known as Professional Liability Insurance)

Commercial General Liability Insurance (CGL) 

Cyber Insurance 


Do software developers need insurance?

Any software developer or software business should protect themselves with a Software Development Insurance policy package. If a client determines your advice or service was less than satisfactory or resulted in a financial loss to them, they may take legal action.

Without the right insurance coverage, your practice may suffer severe financial stress due to a lawsuit.  Independent consultants and contractors are especially vulnerable.

We’ve insured more than 1,000 software professionals. Some of our clients include:

  • Computer Programmers
  • Freelance Developers
  • Mobile App Development
  • SaaS providers
  • Software Consulting Firms
  • Video Game Developers
  • Web Developers

How much does it cost?

Insurance for software developers costs approximately $600.00 for a combined Errors and Omissions Insurance policy ($100K limit) and CGL policy with a $1,000,000 limit.

The following factors are taken into consideration when determining the best policy options for your practice:

  • Industry
  • Years of Experience
  • Number of Employees
  • Claims History
  • Annual and Projected Gross Revenue

When you fill out our online application, we will ask some questions about your business to understand your requirements better.

Getting insured is quick and easy!

Complete our 5-minute online application form for a free insurance quote.

Get Free Quote Now

Common claims scenarios

Developer working on mobile shopping cart

Problem: You are to develop an AI shopping assistant system for a large e-commerce website. After completing the project, the application was left with many issues, causing their visitors to abandon their shopping carts. 

Outcome: The client sues you for software errors and loss of income. Your Errors and Omissions Insurance policy covers the defence costs and monetary judgment, totaling $95,000.

injured client

Problem: A client visits your company’s office for a consultation on their mobile app development but falls and injures themselves on the way into the building.   

Outcome: The client successfully sues you for bodily injury. Your Commercial General Liability Insurance (CGL) covers the medical expenses and legal fees, totaling $40,000.

Massive amount of software code

Problem: After developing an API integration for a client’s software, a cyber hacker found security gaps to install backdoor access. The hacker held your client’s database and personal information, including names, addresses, and credit card details, for ransom.

Outcome: Your Cyber Insurance covers the costs of legal expenses and the cost to restore your client’s data system, totaling $750,000.

Our most recent reviews

See for yourself what customers have to say about us.


4.8 ★★★★☆ 1000+ Google Reviews

Ready to start? Let’s get a quote!

Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.

Get a Free Quote
Zen Man
Get a Free Quote