Small Business Insurance
Small business insurance protects small business owners from the costs associated with third-party liability lawsuits or claims.
Join thousands of Canadian small business that are already protected.
Partnership with over 50 leading Canadian insurance companies
What is Small Business Insurance?
Small business insurance is an umbrella term used to describe a range of coverages that provide financial protection against common risks that pose a threat to your small business operations, such as bodily injury, property damage, or failure to deliver a service as promised.
Who needs Small Business Insurance?
The survival of your business can be threatened in a matter of minutes. Regardless of service or industry, all small business owners should consider protecting their business with insurance.
Small business insurance provides financial coverage against many risks you may encounter in your day-to-day operations and cover costs should you be named in a lawsuit.
Your business is unique and your coverage will vary. Speak with your broker to find a policy to suit your needs.
What is the cost of Business Insurance?
For a low-risk small-business, you can anticipate spending approximately $650 annually on a basic commercial general liability insurance policy with a $2M limit.
The cost of small business insurance policy varies according to several factors, such as:
- Industry and Services
- Years of Experience
- Annual and Projected Revenue
Read more about how small business insurance is calculated.
Getting insured is quick and easy!
If small business insurance is what you need, request a free quote now
Frequently Asked Questions about Business Insurance
Which Small Businesses Require Business Insurance?
Regardless of the type of business you own, having insurance is critical for almost any business including:
Aerial and ground based Photographers / Videographers
Architects & Engineers
Building Designers (Bill 124)
Directors and Officers
Energy Audits & Assessments
Foreign Legal Consultants
Human Resources (HR) Consultant
Information Technology & Computer Consultants
Lawyer’s Excess Professional Liability
Medical Professionals (Malpractice Insurance)
Medical Students (Malpractice Insurance)
Occupational Health and Safety Consultants
Quality Control Consultants
Publishers and Printers
Recruitment and Employment Agency
Solar & Wind Farm Engineers & Consultants
Travel Agents, Tour operators
Workplace Engineers & Consultants
What our customers friends say about us
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Learn why thousands of Canadian small businesses trust us with their insurance needs.
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At Zensurance we simplify the process of getting insurance so that you get the coverage you need, quick and easy!
Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.