Small Business Insurance

According to the Government of Canada, “To protect your small business assets from potential risks, you should consider getting insurance”. This is why having Small Business Insurance is so important.

Join thousands of Canadian businesses that are already protected!

Business Insurance

What is Small Business Insurance?

According to the Insurance Bureau of Canada, Small Business Insurance protects you from losses that may pose a significant threat to your business operations such as property damage, errors or injuries. There are many types of insurance for businesses that protect small businesses according to their industry, size and revenue. Some of these types include general liability insurance, errors and omissions insurance or directors & officers liability insurance.

What Does Small Business Insurance Cover?

While business insurance is not an insurance type per se , it is usually used as an umbrella term to refer to commercial general liability insurance and all the business insurance sub-types.

Explore the following business insurance policies for specific coverage information:​

Who needs Small Business Insurance?

Regardless of your business type, owning insurance is critical for the long term survival of any business. Insurance covers the financial costs associated with unforeseen events such as damage caused to 3rd parties, accusations of professional negligence or defective products.

What is the Cost of Small Business Insurance?

The cost of a Business Insurance policy varies according to factors such as:

  • Industry
  • Level of experience in the industry
  • Revenue

It also depends on the nature of your work and the size of your particular business.

Get a free Business Insurance  quote right here.

Getting insured is
quick and easy!

If business insurance is what you need,
request a free quote now >

Which Small Businesses Require Insurance?

Regardless of the type of business you own, insurance is critical for almost any business including:

  • Accountants

  • Accounting Firm

  • Actuaries

  • Advertising

  • Aerial and ground based Photographers / Videographers

  • Alternative Energy

  • Architects & Engineers

  • Appraisers

  • Bookkeepers

  • Broadcasters

  • Building Designers (Bill 124)

  • Business Consultant

  • Chiropodists

  • Civil engineers

  • Collection Agencies

  • Consultants

  • Chiropractors

  • Design Firms

  • Directors and Officers

  • Employment Agencies/Recruiters

  • Engineers

  • Environmental Engineers

  • Energy Audits & Assessments

  • Financial Advisors

  • Financial Planners

  • Foreign Legal Consultants

  • Holistic Professional

  • Hotel Consultant

  • Home Inspectors

  • Human Resources (HR) Consultant

  • Immigration Consultants

  • Information Technology & Computer Consultants

  • Interior Designers

  • IT Contractor

  • IT Specialist/Technician/Programmer

  • Independent Contractor

  • Product Designers

  • Professionals Liability

  • Lawyer’s Excess Professional Liability

  • Management Consultants

  • Medical Related

  • Medical Professionals (Malpractice Insurance)

  • Medical Students (Malpractice Insurance)

  • Multimedia designers

  • Mortgage Brokers

  • Naturopaths

  • Occupational Health and Safety Consultants

  • Quality Control Consultants

  • Placement Agencies

  • Podiatrists

  • Process Servers

  • Private Investigators

  • Project Managers

  • Property Managers

  • Paralegals

  • Publishers and Printers

  • Recruitment and Employment Agency

  • Recruitment Consultants

  • Safety Engineers

  • Service Organizations

  • Solar & Wind Farm Engineers & Consultants

  • Staffing Agencies

  • Structural Engineers

  • Sub Contractor

  • Surveyors

  • Therapist Professionals

  • Training Providers/Trainers

  • Travel Agencies

  • Travel Agents, Tour operators

  • Web-Site Designers

  • Web Developers

  • Workplace Engineers & Consultants

What our customers say about us

Our customers us, and so will you!
Learn why thousands of Canadian small businesses trust their insurance to us.

testimonial-2

Zensurance has been the easiest company I’ve ever received insurance from. Simple, painless and responsive, look no further than Zensurance for your company’s insurance needs.

★★★★★

Chris Chan, Dwello
testimonial-1

The Zensurance team was responsive, professional, and knowledgeable. Zensurance knew exactly what we were asking for after a few minutes on the phone. I would highly recommend them for liability insurance especially if you’re not sure what you need to protect your business.

★★★★★

Melissa Kwan, Spacio
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The Zensurance transparent customer experience helped me identify and hedge dynamic operating risks.

★★★★★

Reid Horkins, Evree

Leading Canadian business insurance carriers
have partnered with us to serve you

Intact Business Insurance Canada
Liberty Mutual Liability Insurance Canada
Aviva Commercial Insurance Canada
CHUBB Small Business Insurance Canada
Beazley Commercial Insurance Canada
Portage Mutual Insurance Canada
Trisura Small Dusiness Insurance
Trinity Underwriting Business Insurance Canada
Business Insurance Zen Man

Ready To Start? Let’s Get a Quote!

Getting an e-commerce insurance quote shouldn’t be complicated!

At Zensurance we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.