Private Investigator Insurance

Anyone who offers professional investigation services should have insurance coverage.

Protect your practice against claims of negligence, errors, or omissions with Private Investigator Insurance.

Join thousands of Canadian businesses that are already protected!

Partnership with over 50 leading Canadian insurance companies

Zen Man protected by private investigator insurance

What is Private Investigator Insurance?

Private Investigator Insurance is a policy package specially designed to protect private investigators against specific risks associated with their professions, such as negligence, errors, omissions, or third-party damages.

Mistakes can happen and disrupt your business in a matter of minutes. We know what makes your business unique; leave it to us to find the best fit for you.

Security Service Insurance Coverage

What does Private Investigator Insurance cover?

Comprehensive Private Investigator Insurance coverage will typically include the following policies: 

Errors and Omissions Insurancealso is known as Professional Liability Insurance, is designed to covers costs associated with claims or lawsuits alleging negligence, errors, omissions, or failure to deliver a service as promised.

Commercial General Liability Insurance (CGL) is a type of business insurance covering legal and medical costs associated with common liability risks you may run into, such as third-party property damage or bodily injuries. 

Cyber Insurance covers the costs associated with a data breach or damage to electronic information. This policy may provide financial coverage for loss of income, notification costs, and data infrastructure repair.

Security Service Insurance Requirements

Who needs Private Investigator Insurance?

Any private investigator or company providing professional consulting services or advice should protect themselves with a comprehensive Private Investigator Insurance policy package. If a client determines your advice or service was less than satisfactory or resulted in a financial loss to them, they may take legal action.

We’ve insured more than 1,000 security professionals. Some of our clients include:

  • Private Detectives
  • Arson/Fire Investigators
  • Cyber/Computer Forensics
  • Corporate Investigators
  • Financial/Insurance Investigators
  • Store Detectives
Security Service Insurance Costs

How much does Private Investigator Insurance cost?

A Private Investigator Insurance package starts at $900.00 for a CGL policy with a $1,000,000 limit and $250,000 Errors and Omissions sub-limit.

The following factors are taken into consideration when determining the best policy options for your practice:

  • Industry
  • Years of Experience
  • Number of Employees
  • Claims History
  • Annual and Projected Gross Revenue

When you fill out our online application, we will ask some questions about your business to understand your requirements better.

Getting insured is quick and easy!

If Private Investigator Insurance is what you need, request a free online quote today!

Common scenarios where Private Investigator Insurance is useful:

background check

Problem: You clear a senior-level job candidate after performing a background check. Your client hires the person; soon after, they are found guilty of insider trading.

Outcome: Your Professional Liability Insurance policy covers the defense costs and monetary judgment, totaling $250,000.

Confidential Information

Problem: You are held for ransom after a hacker infiltrates your data system and gains highly classified information on a corporate fraud case you are investigating.

Outcome: Your Cyber Insurance covers the costs of legal expenses and the cost to recover the classified information, totaling $500,000.

injured witness

Problem: In the middle of a missing child case, you invite a potential witness to your office for an interview. Upon arrival, the witness falls and injures themselves on the way up the stairs.   

Outcome: The client successfully sues you for bodily injury. Your Commercial General Liability Insurance (CGL) covers the medical expenses and legal fees, totaling $36,000.

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