Welcome, Professional Organizers!

Canada’s leading digital insurance brokerage, Zensurance has partnered with Professional Organizers in Canada to provide competitive savings up to 35% business insurance.

 Get your free custom quote today! It’s easy and takes only a few minutes.

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What is Business Insurance?

Business insurance protects business owners from losses due to unforeseen events that may occur during day-to-day business operations, including third-party property damage, bodily injuries, or failure to deliver a service as promised.

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What does Business Insurance cover?

Every business is unique, and insurance requirements may vary by specialization; however, a comprehensive policy package for professional organizers will typically include the following coverages:

  • Commercial General Liability Insurance (CGL) protects you from the everyday risks you can expect to face in your day-to-day business operations, including third-party property damage or bodily injuries resulting from negligence. CGL covers legal expenses, as well as medical fees.
  • Professional Liability Insurancealso known as Errors & Omissions (E&O), protects professionals from client claims alleging financial loss due to a service you provided, as well as lawsuits alleging negligence, misconduct, and failure to deliver services as promised. 
  • Contents Coverage protects your property, including laptops, tools, etc, in cases of loss or damage due to external factors such as fire, theft, or vandalism.
  • Legal Expense Insurance provides free access to legal advice on a set of common business topics with an experienced lawyer and the cost to retain a lawyer to deal with a specific set of common issues.

Who needs Business Insurance?

Business insurance provides coverage for the financial costs associated with unforeseen events such as damage caused to third parties, damage to equipment, or accusations of professional negligence.

Our association-approved policy packages are designed to protect organizing professionals against specific risks associated with their services. Some of our clients include:

    • Business Service Providers (e.g.,  bookkeeping, virtual assistants, human resources, inventory control)
    • Residential Service Providers (e.g.., home organizing, home sale preparation, estate organizing)
    • Special Needs (e.g., ergonomics, feng shui, event planning, storage solutions, coaching)

Your business is unique, and coverage requirements will vary. Speak with a broker to find a policy to suit your specific business needs.


What is the cost of Business Insurance?

Your insurance premium cost varies based on factors such as specialization, services, and annual revenue.

You can anticipate premiums starting at $650 a year on a business insurance package with $1M CGL and $1M Professional Liability Insurance.

In the online quote application, we ask some questions to understand your coverage needs better. The following factors are typically taken into consideration when determining the cost of your premium:

  • Industry and Services Offered
  • Years of Experience
  • Number of Employees
  • Annual and Projected Revenue

Getting insured is quick and easy!

If business insurance is what you need, request a free quote now!

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At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.

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