Problem: You’re a realtor helping a client buy their first home in Vancouver, BC. While looking around a property, the client states they’d purchase the house if it was possible to build a garage on the property. Without thinking, you say it’s certainly acceptable to add a garage. Months later, after the purchase, the client sues you when they were declined for the permit to allow to build.
Outcome: The client sues you for professional negligence. Your E&O Insurance may cover the legal fees and any other expenses, totalling $60,000.