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Commercial Insurance may cover legal fees and payouts associated with an accident or any damages covered.

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Commercial Insurance

CANADA

What Does Commercial Insurance Cover? 

Regardless of the type of business you have, owning Commercial Insurance is critical. It's the type of protection that covers legal fees and payouts if an accident or any damages occur. 

Who Requires Business Insurance?

Regardless of the type of business you own, commercial insurance is essential. Commercial insurance covers the financial costs associated with an accident or any damages that occur by covering legal fees and payouts.


  • Accountants
  • Accounting Firm
  • Actuaries
  • Advertising
  • Aerial and ground based Photographers / Videographers
  • Alternative Energy
  • Architects & Engineers
  • Architectural/Engineering technicians and technologists
  • Appraisers
  • Bookkeepers
  • Broadcasters
  • Building Designers(Bill 124)
  • Business Consultant
  • Chiropodists
  • Civil engineers
  • Collection Agencies
  • Consultants
  • Chiropractors
  • Design Firms
  • Directors and Officers
  • Employment Agencies/Recruiters
  • Engineers
  • Environmental Engineers
  • Energy Audits & Assessments
  • Financial Advisors
  • Financial Planners
  • Foreign Legal Consultants
  • Holistic Professional
  • Hotel Consultant
  • Home Inspectors
  • Human Resources (HR) Consultant
  • Immigration Consultants
  • Information Technology & Computer Consultants
  • Interior Designers
  • IT Contractor
  • IT Specialist/Technician/Programmer
  • Independent Contractor
  • Product Designers
  • Professionals Liability
  • Professional Organizer
  • Lawyer's Excess Professional Liability
  • Management Consultants
  • Medical Related
  • Medical Professionals (Malpractice Insurance)
  • Medical Students (Malpractice Insurance)
  • Multimedia designers
  • Mortgage Brokers
  • Naturopaths
  • New Media
  • Occupational Health and Safety Consultants
  • Quality Control Consultants
  • Placement Agencies
  • Podiatrists
  • Process Servers
  • Private Investigators
  • Project Managers
  • Property Managers
  • Paralegals
  • Publishers and Printers
  • Recruitment and Employment Agency
  • Recruitment Consultants
  • Safety Engineers
  • Service Organizations
  • Solar & Wind Farm Engineers & Consultants
  • Staffing Agencies
  • Structural Engineers
  • Sub Contractor
  • Surveyors
  • Therapist Professionals
  • Training Providers/Trainers
  • Travel Agencies
  • Travel Agents, Tour operators
  • Excess & Umbrella Liability
  • Web-Site Designers
  • Web Developers
  • Workplace Engineers & Consultants

Some scenarios of where business insurance can protect your business are:

A client visits your site and injures themselves—they want to sue. In this case, you would need to have Personal Injury insurance protection.



While excavating on the clients property, you accidentally burst a pipe. In this case, you would need Property Damage  insurance protection.



Your product is defective and injures a customer. In this case, you would need Product Liability insurance protection.



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