Welcome, Fixe Beauty Members!

Canada’s leading digital insurance brokerage, Zensurance has partnered with Fixe Beauty to provide savings of up to 35% off on
insurance for your beauty business.

 Get your free quote today! It’s easy and takes only a few minutes.

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What is Business Insurance?

Business Insurance is an umbrella term used to describe insurance policies that protect beauty business owners from losses due to unforeseen events that may occur during day-to-day business operations, including negligence, equipment- or treatment-related injuries.

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Coverage

What does Business Insurance cover?

A comprehensive policy package for beauty entrepreneurs will typically include the following types of coverage:

  • Commercial General Liability Insurance (CGL) protects you from common risks you can expect to face in your day-to-day business operations, including third-party property damage or bodily injuries.
  • Professional Liability Insurance, also known as Errors and Omissions Insurance, is designed to covers costs associated with claims or lawsuits alleging negligence, misconduct, or failure to deliver a service as promised.

  • Cyber Liability Insurance, which includes coverage for costs associated with cybercrime involving customer data.
    • Cybercrime Insurance can be purchased in addition to Cyber Liability Insurance to provide coverage for loss of funds due to cybercrime, which may include phishing, hacking, or social engineering fraud. This policy provides coverage for notification costs, data restoration, and legal expenses.
  • Product Liability Insurance protects business owners against claims alleging third-party property damage or bodily injury caused by a product you manufacture, distribute, or sell.
Requirements

Who needs Business Insurance?

Insurance is critical for your business’s long-term survival. Any professional providing beauty services should protect their business from common risks with a business insurance policy package.

We’ve insured 1000s of beauty professionals. Some of our clients include:

  • Estheticians
  • Nail Technicians
  • Eyebrow / Eye Lash Technicians
  • Hair Stylists
  • Laser Hair Removal Technicians
  • Microblading Professionals
  • Waxing / Sugaring Specialists

Your business is unique, and coverage requirements will vary. Speak with a broker to find a policy to suit your specific business needs.

Costs

What is the cost of Business Insurance?

For a low-risk, small-business you can expect to spend approximately $450 annually on a Commercial General Liability policy with a $2M limit.

The cost of your Business Insurance policy will vary according to factors such as:

  • Services Offered
  • Years of Experience
  • Claims History
  • Training and Education

Your beauty business is unique and so is your insurance policy. Speak with a broker to determine the best policy plan to suit your business needs.

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Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

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