Welcome, Atlantic Business Federation Members!

The Atlantic Business Federation and Zensurance have partnered to offer you competitive rates on 100s of industry-specific
business insurance packages. Get your free quote today! It’s easy and takes only a few minutes.

Zensurance will donate $5 to SickKids, the Hospital for Sick Children, for each quote it receives.

No purchase necessary – Terms & Conditions apply

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Free Legal Advice Session from Goodlawyer included

Atlantic Business Federation members will now get a FREE Legal Advice Session from Goodlawyer when they click below and get a quote!
The Goodlawyer promo code will be sent by email in batches to members after completing a quote. (No purchase necessary)

Have questions? Please contact: zak.barbary@zensurance.com


What does Business Insurance cover?

Business insurance is an umbrella term used to describe common types of insurance business owners require to cover costs associated with third-party liability lawsuits or claims.

Explore the following insurance policies for specific coverage information:

  • Commercial General Liability Insurance (CGL) provides financial protection against claims or lawsuits alleging third-party bodily injury or property damage as a result of your business operations.
  • Professional Liability Insurance, also known as Errors and Omissions Insurance, protects professionals against claims or lawsuits alleging negligence, errors, omissions, or failure to deliver a service as advertised.
  • Product Liability Insurance protects against claims or lawsuits alleging third-party bodily injury or property damage due to a product you sold or manufactured.
  • Commercial Property Insurance covers for physical loss or damage to your property (rented or owned) and its physical contents due to an external disaster, such as a fire, theft, or vandalism
  • Cyber Liability Insurance provides financial protection against network security and privacy issues, such as a data breach. It also covers damage to computer and data infrastructure systems.
  • Directors and Officers Liability covers costs associated with indemnification, losses or legal defence against an individual who serves as a director or officer for the board of a corporation, whether it’s for-profit or non-profit, public or private

Who needs Business Insurance?

Regardless of size or industry, insurance is critical for the long term survival of your business.

Business insurance provides coverage for the financial costs associated with unforeseen events such as damage caused to third parties, accusations of professional negligence or defective products.

Your business is unique and your coverage will vary. Speak with your broker to find a policy to suit your needs.

Read about four examples where insurance saved a startup.


What is the cost of Business Insurance?

For a low-risk small-business, you can anticipate spending approximately $650 annually on a basic commercial general liability insurance policy with a $2M limit.

The amount of coverage you require varies, as does the price of your premium. A number of factors are taken into consideration when determining the cost of an insurance policy, such as:

  • Industry
  • Risk Exposure
  • Years of Experience
  • Location
  • Number of Employees
  • Revenue
  • Claims History

Read more about how much business insurance costs

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We know what makes your business unique and we will find the best fit for your insurance needs.

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We don’t use fancy insurance jargon. We explain in plain English what coverages you need and what you are covered for.

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At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.

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