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What is Architect Insurance?
Architect Insurance is a policy that covers Architects in common claims scenarios. Due to the nature of their profession, Architects face several risks, such as injuries or property damage to clients or vendors, missed deadlines, busted budgets and errors in planning/designing.
Who needs Architect Insurance?
- Residential Architects
- Restoration Architects
- Housing Architects
- Commercial Architects
- Landscape Architects
What is the cost of Architect Insurance?
One of the main concerns for architects when purchasing insurance is the cost of the policy, which varies according to a few factors, such as:
- Years of trade experience
- Yearly revenue
- Number of employees
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Common scenarios where Architect Insurance is useful:
As the architect in charge of designing a residential building, you agree to a product substitution for exterior features. Unfortunately, the final product used is not suitable for the purposes it was applied to and the building owner files a claim.
Designs submitted by you for a rooftop garden installation are deemed faulty after construction begins and the developer sues you for negligence.
You are required to submit designs for an office building within a determined timeframe but you end up missing the deadline, prompting the developer to file a lawsuit.
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