Zensurance Amazon Partnership

Zensurance Insurance Program for Amazon Sellers

Coverage Available For Canadian Domiciled Sellers Only

Zensurance is partnering with Amazon to make it easy for Canadian Amazon sellers to purchase affordable and compliant product liability insurance.

Product liability insurance is critical for Amazon sellers to help your business cover the cost of claims, if a customer claims that a product you sold in the Amazon.ca store was defective or caused bodily harm or property damage.

Amazon and Zensurance have collaborated for Zensurance to provide low-cost quotes from different carriers so that you can easily compare quotes and select the right policy for your e-commerce business.

Zensurance - Amazon Seller
Zensurance - Amazon Seller
Zensurance Amazon Partnership

Zensurance Insurance Program for Amazon Sellers

Coverage Available For Canadian Domiciled Sellers Only

Zensurance is partnering with Amazon to make it easy for Amazon sellers in Canada to purchase affordable and compliant product liability insurance.

Product liability insurance is critical for Amazon sellers to help your business cover the cost of claims, if a customer claims that a product you sold in the Amazon.ca store was defective or caused bodily harm or property damage.

Amazon and Zensurance have collaborated for Zensurance to provide low-cost quotes from different carriers so that you can easily compare quotes and select the right policy for your e-commerce business.

Partnerships with over 50 leading Canadian insurance providers

Amazon Retailer

Product liability insurance for Amazon sellers

Whether you use Fulfilment by Amazon (FBA) or Fulfilment by Merchant (FBM) to deliver your products to customers, Amazon Canada requires all sellers to carry insurance if they earn $10,000 in monthly sales, or otherwise upon request.

Product liability insurance is designed for any business that sells, manufactures, or distributes a product to consumers. It is essential coverage for third-party sellers in the Amazon.ca store because it protects against claims from customers alleging property damage and bodily injury for any product you sell, manufacture, or distribute to consumers.

Yes. Amazon requires all sellers to carry liability insurance if they earn $10,000 in monthly sales or otherwise upon request. Although not a requirement, Amazon does recommend coverage for sellers below $10,000 in monthly sales. Amazon seller insurance purchased through Zensurance helps Canadian sellers meet Amazon’s insurance requirements with:

  • A policy with a limit of at least CAD $1 million per occurrence and in aggregate, and cover liabilities caused by or occurring in conjunction with your business operations, including products, and property damage and bodily injury.
  • The insurance policy type can be either commercial general liability, umbrella, or excess liability and be occurrence based.

A comprehensive insurance for Amazon sellers policy purchased through Zensurance will typically include the following coverages:

  • Commercial General Liability (CGL) Insurance: As an Amazon seller, you conduct your business online. CGL insurance, or general liability insurance, protects you against the day-to-day risks that can happen when interacting with third parties, such as claims of bodily injury or property damage.
  •  Product Liability Insurance: Product liability coverage is a must-have for Amazon sellers. It is typically included in a CGL policy, and it protects against claims alleging third-party property damage or third-party bodily injury caused by a product you manufacture, distribute, or sell to a consumer.

Amazon sellers can expect to pay anywhere from $400 to $3,000 per year for a commercial general liability insurance policy with a $2 million limit, but the precise amount you pay is based on several factors, including:

  • Your business’s location
  • The products you sell and where they are sourced from
  • Your annual and projected revenue
  • Your years of experience
  • How many employees you have (if applicable)
  • Any previous insurance claims you may have made

Zensurance provides sellers with customized insurance at exclusive prices to protect them from risks posed by selling in the Amazon.ca store.

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Common claims scenarios

Amazon product box

Problem: You ship a product to a customer as per their order. Whether it malfunctions or is used improperly, the customer sues you claiming bodily injury.

Outcome: Product liability coverage may cover any third-party bodily injury claims, including medical expenses, as well as any legal fees you face to defend yourself.

Business Flood Prevention Tips

Problem: A flood significantly damages your home-based business, including your inventory, technology systems, and the property rendering it uninhabitable.

Outcome: Commercial property coverage may cover the costs to repair your workspace and replace its contents, and your business interruption coverage can reimburse the income your business lost when closed while repairs were underway.

Ecommerce Cyber Attack

Problem: Your company’s servers that store your customers’ information are hacked, and your customers’ financial data is stolen.

Outcome: Cyber liability coverage may cover the cost to repair your technology systems and any legal expenses arising from the data breach.

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Customized, low-cost business insurance that protects your finances and enhances financial wellness by helping you recover quickly after suffering insurable damage or loss.

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Get a free quote and buy a policy online whenever convenient for you. Just tell us what you do, choose your coverages, buy online and get a certificate of insurance instantly.

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Our dedicated claims team is available 24/7 to help you file a claim, provide guidance, and ensure your claim is addressed by your insurer quickly.

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Our licensed brokers are risk management experts who can answer your questions, tell you what you need, and explain what you’re covered for in plain language.

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We strive to deliver the top-notch customer service you deserve at every turn. Whether changing or renewing a policy or answering your questions, we put your concerns first.

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Membership Benefits

We don’t just sell business insurance; we also support our clients through the Zensurance Perks program – get discounts on our partners’ products and services to help your business grow.

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