Being sued as a small business owner can be financially and emotionally overwhelming. Legal defence costs can quickly climb into the tens of thousands of dollars. This article explains what happens when your business is sued, how business liability insurance can help cover legal fees, and how to reduce your risk of being sued in the first place.
As business insolvencies and bankruptcies rise, if your organization has a board of directors or senior officers, D&O insurance is critical coverage to protect decision-makers in today’s high-liability environment.
Legal services insurance may not be top-of-mind for small business owners, but it's vital coverage for a wide range of issues. Here's why you should think about adding it to your policy.
Failing to register your company with your province’s workers’ compensation board and going without workers’ comp insurance can lead to significant financial and legal consequences. Here’s what every Canadian small business owner or sole proprietor needs to know.
A claim that exceeds a policy’s coverage limit, or businesses with exposure to risks that their existing policies may not cover, may land in dire straits if their policies don’t fully cover an expensive claim. Here’s how umbrella liability and excess liability insurance can help fill those gaps.
Canadian salon owners and independent beauticians need to stock up on the products they need to make their clients shine over the holidays. But ensuring they're adequately covered with customized insurance is also critical. Here's what to know.
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
Establishing a commercial insurance group program for your industry association can be challenging due to the diverse needs of your membership. Here are reasons why a group insurance program is beneficial for associations and their members, and what Zensurance can provide to meet your needs.
From deploying cybersecurity solutions and encryption tools to help safeguard organizations to providing expert guidance about cybersecurity best practices, cybersecurity consultants face tremendous risks that could result in expensive lawsuits and claims.
Smishing is growing due to artificial intelligence (AI) tools that create realistic text scams. Learn how to recognize smishing messages, protect your small business from attacks, and how cyber liability insurance can help your company after an attack.