Toronto Business Liability Insurance

Toronto is Canada’s business and financial capital and is home to thousands of small businesses and tech startups.

In Toronto, Business Liability Insurance is crucial to protect your business against risks of property damage or liability claims.

Join thousands of Canadian businesses  that are already protected!

Toronto Business liability insurance

What is Business Liability Insurance?

Business insurance  protects business owners from losses due to unforeseen events that may occur during normal business operation such as property damage, errors or injuries. There are many types of insurance for businesses that protect them according to their industry, size and revenue. Some of these types include general liability insurance, errors and omissions insurance or directors & officers liability insurance.

What does Business Liability Insurance cover?

While Business Insurance is not an insurance type per se , it is usually used as an umbrella term to refer to commercial general liability insurance and all the business insurance sub-types.

Explore the following insurance policies for specific coverage information:​

Who needs Business Liability Insurance?

Regardless of your business type, owning insurance is critical for the long term survival of any business. Cover the financial costs associated with unforeseen events such as damage caused to 3rd parties, accusations of professional negligence or defective products.

What is the cost of Business Liability Insurance?

The cost of an insurance policy varies according to factors such as:

  • Industry
  • Level of experience in the industry
  • Revenue

It also depends on the nature of your work and the size of your particular business.

Get a free insurance  quote right here.

Getting insured is
quick and easy!

If you are a Toronto business owner,
request a free quote now >

Popular Toronto Neighbourhoods for Small Businesses

Toronto is a city of neighbourhoods. Here is a list of some popular areas in Toronto where small businesses thrive:

  • Annex

  • Avenue & Lawrence

  • Baby Point

  • Baldwin Village

  • Bayview and Leaside

  • Beaches

  • Bloorcourt

  • Bloordale Village

  • Bloorwest Village

  • Brockton Village

  • Cabbagetown

  • Canary District

  • Castlefield Design District

  • Chinatown

  • Church Wellesley Village

  • CityPlace

  • Corktown

  • Corso Italia

  • Danforth

  • Danforth East

  • Davenport Village

  • Distillery District

  • Don Mills

  • Dovercourt Village

  • Dundas West

  • East Chinatown

  • East York

  • Eglinton West

  • Entertainment District

  • Etobicoke

  • Financial District

  • Forest Hill Village

  • Harbord Village

  • Harbourfront

  • High Park

  • Junction

  • Junction Triangle

  • Keelesdale

  • Kensington Market

  • King East

  • King West

  • Koreatown

  • Leslieville

  • Liberty Village

  • Little India

  • Little Italy

  • Markham

  • Mount Pleasant

  • North York

  • Oakwood Village

  • Ossington

  • Pape Village

  • Parkdale

  • Port Lands

  • Queen West

  • Regent Park

  • Richmond Hill

  • Riverside

  • Rogers Road

  • Roncessvalles Village

  • Rosedale

  • Scarborough

  • St. Clair West

  • St. James Town

  • St. Lawrence Market

  • Stockyards District

  • Thornecliffe Park

  • Thornhill

  • Toronto Islands

  • Vaughan

  • Woodbridge

  • Yonge & Dundas

  • Yorkville

What our customers say about us

Our customers us, and so will you!
Learn why thousands of Canadian small businesses trust their insurance to us.


Zensurance has been the easiest company I’ve ever received insurance from. Simple, painless and responsive, look no further than Zensurance for your company’s insurance needs.


Chris Chan, Dwello

The Zensurance team was responsive, professional, and knowledgeable. Zensurance knew exactly what we were asking for after a few minutes on the phone. I would highly recommend them for liability insurance especially if you’re not sure what you need to protect your business.


Melissa Kwan, Spacio

The Zensurance transparent customer experience helped me identify and hedge dynamic operating risks.


Reid Horkins, Evree

Leading Canadian business insurance carriers
have partnered with us to serve you

Aviva Commercial Insurance Canada
CHUBB Small Business Insurance Canada
Beazley Commercial Insurance Canada
Portage Mutual Insurance Canada
Lloyds of London Insurance
Trinity Underwriting Business Insurance Canada
Liberty Mutual Liability Insurance Canada
Travelers Business Insurance Canada
Business Insurance Zen Man

Ready To Start? Let’s Get a Quote!

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At Zensurance we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.