Pharmacist Insurance

Pharmacist Insurance provides financial protection against claims related to professional activities and business operations while fulfilling regulatory requirements.

Join thousands of Canadian businesses that are already protected!

Partnership with over 50 leading Canadian insurance companies

Zen Man protected by pharmacist insurance

What is Pharmacist Insurance?

As a pharmacist, you play an important role in a patient’s healthcare journey, but, due to the nature of your role, you are exposed to a unique set of risks.

Insurance for pharmacists (Pharmacist Insurance) is designed to protect against common risks associated with pharmaceutical services, such as alleged negligence and malpractice.


What Does Pharmacist Insurance Cover?

Every Pharmacist Insurance policy should include:

Every business is unique and requirements may vary. Speak to your broker about customizing your policy to suit your specific business needs.


Who Needs Pharmacist Insurance?

Canadian pharmacists are required by their provincial regulatory authorities to carry personal Professional Liability Insurance. While your pharmacy or place of work may provide coverage, a personal insurance coverage plan allows you to practice and provide advice at multiple locations.

Our insurance policies for pharmacists are association-approved and we serve a range of clients, including:

  • Long-Term Care Pharmacists
  • Retail Pharmacists
  • Clinical Pharmacists
  • Hospital Pharmacists

How Much is Pharmacist Insurance?

Most regulatory authorities require pharmacists to carry a certain amount of insurance. For a Professional Liability Insurance policy with a $15K limit, you can anticipate spending $250 a year.

How much your insurance policy costs will depend on several factors, such as:

  • Years of Experience
  • Location
  • Level of Education or Training
  • Types of Services Offered

We’ve partnered with over fifty of Canada’s largest insurance companies to provide the most competitive Pharmacist Insurance rates for you.

Getting insured is quick and easy!

If pharmacist insurance is what you need, request a free quote now

Common scenarios where Pharmacist Insurance is useful:

Prescription pills

Problem: You misread a decimal point in a patient’s prescription and accidentally administer triple the prescribed amount.

Outcome: The patient’s family successfully sues for negligence. Your Professional Liability Insurance covers the medical and legal expenses, totaling $45,000.

Prescription instructions on bottle

Problem: A client visiting your pharmacy slips on a puddle of caused by a leaking water fountain and injures their wrist.

Outcome: Your client successfully sues you for bodily injury. Your Commercial General Liability Insurance covers the medical expenses, totaling $18,000.


Problem: You accidentally administer the wrong medication to a patient, causing a severe reaction.

Outcome: Your patient sues you for negligence. Your Professional Liability Insurance covers the legal fees and medical expenses, totaling $55,000.

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