Whether you run a large roofing company or you are an independent contractor, it’s critical to protect your business with Roofing Insurance.
Join thousands of Roofing Contractors that are already protected!
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What is Roofing Insurance?
The quality of roofing services provided for your client is expected to withstand the seasonal climate changes each Canadian province faces.
Working on the foundational structure of a building presents a different level of risk.
Roofing Insurance is a policy package designed for roofing contractors that provide financial coverage for the common risks associated with owning a roofing company, such as third-party property damage, accidents and equipment loss.
Who needs Roofing Insurance?
Regardless of the roofing services provided (residential or commercial), there will still be risks of third-party injuries and property damage, especially in locations prone to harsher weather elements.
Insurance coverage will provide financial protection should you or your employees be named in a lawsuit.
We’ve insured more than 1,000 contractors. Some of our roofing clients include:
- Commercial Roofing Contractors
- Attic Ventilation
- Flat Roofing
- Hot Tar Roofing
- Roof Leak Repair & Maintenance
- Metal Roofing
- Roof Snow and Ice Removal
- Siding & Eavestrough
- Slate Roofing
How much does Roofing Liability Insurance cost?
The cost of insurance for a small roofing business working on residential projects typically starts at $540 for a Commercial General Liability Insurance policy.
There are several factors considered when determining a price for a Landscaping Insurance policy package, including:
- Number of Employees (Independent Contractor vs Large Business)
- Project type (Commercial vs Residential)
- Years of Experience
- Application Methods (Heat application – torch/hot air gun)
- Tools & Equipment Owned
- Annual and Projected Revenue
Getting insured is quick and easy!
If Roofing Insurance is what you need, request a free quote now.
Common scenarios where Roofing Insurance is useful
Problem: You’re contracted to work on a commercial flat roof construction project. During the heating process, the torch flames caught on some dried leaves igniting a fire that damages one side of the roof.
Outcome: Your Commercial General Liability Insurance will cover the $175,000 cost to repair the damaged property that resulted from the fire.
Problem: One of your inexperienced sub-contractors improperly install a new roof, which accrued a nest of moisture over the following weeks of rainfall. Mold growth accumulates over time and contaminates valuable items that were stored in the client’s attic.
Outcome: Pollution Liability Insurance covers the $36,000 costs to replace the contaminated items and repair the attic.
Problem: While working on a residential roof, your client accidentally ran over and destroyed your Tramex Roof Master Kit that was left on the driveway.
Outcome: Your Tools and Equipment Insurance coverage will reimburse the $10,000 to replace your broken roofing inspection equipment.
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