Construction Contractor Insurance
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What does construction contractor insurance cover?

Injuries to customers, suppliers or visitors that happen at your office

A client can sue you for damage to their property or any injury caused to the client/third party while on your construction site . The General Liability policy is the answer to such issues and the resulting financial strains that may arise due to resulting lawsuits. The general liability policy not only covers your legal defence costs, but also pays the damages owed to a client/third party. Suffice to say this is the most important policy for a contractor.

Injuries that happen off-site by your employees

A Permit bond is considered a contract between the following 3 parties: you, the client and insurance company. A permit bond or license allows you to perform your work and is a contract that guarantees that you will perform your work in a manner compliant to the laws and safety guidelines issued by the federal or provincial regulators. Damages caused to your client due to your non-compliance to safety guidelines and building codes can be paid for by your insurer.

Damage to someone else’s property caused by an employee in the course of doing business

As a general contractor, you may hire subcontractors to perform specific tasks. By enforcing that your subcontractors have their own insurance, you limit the liability to yourself in case their work results in injury. You may also be able to add subcontractors into your own policy for an additional cost, though any claims would then flow through your own policy

Who requires Construction Contractor insurance?

  • Alternations, Renovations or Repairs
  • Antenna & Satelitte Installation
  • Carpentry
  • Chimney Cleaning
  • Decks & Fencing
  • Doors, Windows, Siding, Awnings
  • Drywalling, Plastering & lathing
  • Electricians
  • Floor Covering & Ceiling Installations
  • Glass(Glaziar) Installation
  • Heating equipment & combined air condition
  • Interior decorator
  • Landscaping
  • Lawn Sprinkler Installation
  • Agricultural Machinery
  • Industrial Machinery
  • Masonry (e.g. bricks, stone, marble)
  • Painting
  • Plumbers
  • Road Construction
  • Roofing
  • Sheet Metal
  • Sign installation
  • Solar Engery Contractors
  • Tile Work
  • Tree removal, Trimming, Pruning
  • Window Cleaning

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Locations

Locations where we currently offer Construction Contractor Insurance in Canada

ONTARIO

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  • Toronto
  • Ottawa
  • Mississauga
  • Brampton
  • Hamilton
  • London
  • Markham
  • Vaughan
  • Kitchener
  • Windsor
  • Barrie
  • Belleville
  • Brant
  • Brantford
  • Brockville
  • Burlington
  • Cambridge
  • Clarence-Rockland
  • Cornwall
  • Dryden
  • Elliot Lake
  • Greater Sudbury
  • Guelph
  • Haldimand County
  • Kawartha Lakes
  • Kenora
  • Kingston
  • Niagara Falls
  • Norfolk County
  • North Bay
  • Orillia
  • Oshawa
  • Owen Sound
  • Pembroke
  • Peterborough
  • Pickering
  • Port Colborne
  • Prince Edward County
  • Quinte West
  • Sarnia
  • Sault Ste. Marie
  • St. Catharines
  • St. Thomas
  • Stratford
  • Temiskaming Shores
  • Thorold
  • Thunder Bay
  • Timmins
  • Toronto
  • Waterloo
  • Welland
  • Windsor
  • Woodstock
  • GTA
  • Ajax
  • Clarington
  • Brock
  • Oshawa
  • Pickering
  • Scugog
  • Uxbridge
  • Whitby
  • Burlington
  • Halton Hills
  • Milton
  • Oakville
  • Caledon
  • Aurora
  • East Gwillimbury
  • Georgina
  • King
  • Newmarket
  • Richmond Hill
  • Whitchurch-Stouffville
  • Mono
  • Orangeville
  • Bradford West Gwillimbury
  • New Tecumseth
  • Towns
  • Ajax
  • Amherstburg
  • Arnprior
  • Atikokan
  • Aurora
  • Aylmer
  • Bancroft
  • Blind River
  • Bracebridge
  • Bradford West Gwillimbury
  • Bruce Mines
  • Caledon
  • Carleton Place
  • Cobalt
  • Cobourg
  • Cochrane
  • Collingwood
  • Deep River
  • Deseronto
  • East Gwillimbury
  • Englehart
  • Erin
  • Espanola
  • Essex
  • Fort Erie
  • Fort Frances
  • Gananoque
  • Georgina
  • Goderich
  • Gore Bay
  • Grand Valley
  • Gravenhurst
  • Greater Napanee
  • Grimsby
  • Halton Hills
  • Hanover
  • Hawkesbury
  • Hearst
  • Huntsville
  • Ingersoll
  • Innisfil
  • Iroquois Falls
  • Kapuskasing
  • Kearney
  • Kingsville
  • Kirkland Lake
  • Lakeshore
  • LaSalle
  • Latchford
  • Laurentian Hills
  • Lincoln
  • Marathon
  • Mattawa
  • Midland
  • Milton
  • Minto
  • Mississippi Mills
  • Mono
  • Moosonee
  • New Tecumseth
  • Newmarket
  • Niagara-on-the-Lake
  • Northeastern Manitoulin and the Islands
  • Oakville
  • Orangeville
  • Parry Sound
  • Pelham
  • Penetanguishene
  • Perth
  • Petawawa
  • Petrolia
  • Plympton-Wyoming
  • Prescott
  • Rainy River
  • Renfrew
  • Richmond Hill
  • Saugeen Shores
  • Shelburne
  • Smiths Falls
  • Smooth Rock Falls
  • South Bruce Peninsula
  • Spanish
  • St. Marys
  • Tecumseh
  • The Blue Mountains
  • Thessalon
  • Tillsonburg
  • Wasaga Beach
  • Whitby
  • Whitchurch-Stouffville

ALBERTA

  • Calgary
  • Edmonton
  • Red Deer
  • Strathcona County
  • Lethbridge
  • Wood Buffalo
  • St. Albert
  • Medicine Hat
  • Grande Prairie
  • Airdrie
  • Brooks
  • Camrose
  • Chestermere
  • Cold Lake
  • Fort Saskatchewan
  • Lacombe
  • Leduc
  • Lloydminster
  • Red Deer
  • Spruce Grove
  • Wetaskiwin
  • Athabasca
  • Banff
  • Barrhead
  • Bashaw
  • Bassano
  • Beaumont
  • Beaverlodge
  • Bentley
  • Black Diamond
  • Blackfalds
  • Bon Accord
  • Bonnyville
  • Bow Island
  • Bowden
  • Bruderheim
  • Calmar
  • Canmore
  • Cardston
  • Carstairs
  • Castor
  • Claresholm
  • Coaldale
  • Coalhurst
  • Cochrane
  • Coronation
  • Crossfield
  • Daysland
  • Devon
  • Didsbury
  • Drayton Valley
  • Drumheller
  • Eckville
  • Edson
  • Elk Point
  • Fairview
  • Falher
  • Fort Macleod
  • Fox Creek
  • Gibbons
  • Grande Cache
  • Granum
  • Grimshaw
  • Hanna
  • Hardisty
  • High Level
  • High Prairie
  • High River
  • Hinton
  • Innisfail
  • Irricana
  • Killam
  • Lamont
  • Legal
  • Magrath
  • Manning
  • Mayerthorpe
  • McLennan
  • Milk River
  • Millet
  • Morinville
  • Mundare
  • Nanton
  • Okotoks
  • Olds
  • Onoway
  • Oyen
  • Peace River
  • Penhold
  • Picture Butte
  • Pincher Creek
  • Ponoka
  • Provost
  • Rainbow Lake
  • Raymond
  • Redcliff
  • Redwater
  • Rimbey
  • Rocky Mountain House
  • Sedgewick
  • Sexsmith
  • Slave Lake
  • Smoky Lake
  • Spirit River
  • St. Paul
  • Stavely
  • Stettler
  • Stony Plain
  • Strathmore
  • Sundre
  • Swan Hills
  • Sylvan Lake
  • Taber
  • Thorsby
  • Three Hills
  • Tofield
  • Trochu
  • Turner Valley
  • Two Hills
  • Valleyview
  • Vauxhall
  • Vegreville
  • Vermilion
  • Viking
  • Vulcan
  • Wainwright
  • Wembley
  • Westlock
  • Whitecourt