Business Insurance Types

From the day a business starts, it is exposed to many different types of risks that may put its existence in jeopardy.

Luckily there are several business insurance types for Canadians to choose from.

What are the main types of business insurance?

Business insurance includes many types of coverage. To help you understand what each insurance type is and what it covers, we put together a comprehensive list explaining all the details. Visit each of the types below to learn more.

General liability insurance, also known as Commercial General Liability Insurance (CGL) is the most basic type of business insurance that companies of any size should consider.

This is a useful policy that protects you in  case you allegedly make a mistake while delivering a product or service or fail to deliver on what you promised.

Professional Liability Insurance (aka Malpractice Insurance or Errors & Omissions Insurance), is an insurance type that protects a business owner, healthcare practitioner or consultant in case a professional error is made.

Directors and Officers Liability Insurance (D&O), covers costs associated with indemnification, reimbursements or legal defence brought agains an individual who serves as a director or officer for the board of a company.

When a business systems are breached or hacked, a business incurs in costly containment and fixing operations as well as the risk of 3rd party claims.
Cyber Liability Insurance protects businesses against those risks.

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What our customers say about us

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Learn why thousands of Canadian small businesses trust their insurance to us.


Zensurance has been the easiest company I’ve ever received insurance from. Simple, painless and responsive, look no further than Zensurance for your company’s insurance needs.


Chris Chan, Dwello

The Zensurance team was responsive, professional, and knowledgeable. Zensurance knew exactly what we were asking for after a few minutes on the phone. I would highly recommend them for liability insurance especially if you’re not sure what you need to protect your business.


Melissa Kwan, Spacio

The Zensurance transparent customer experience helped me identify and hedge dynamic operating risks.


Reid Horkins, Evree

Leading Canadian business insurance carriers
have partnered with us to serve you

Aviva Commercial Insurance Canada
CHUBB Small Business Insurance Canada
Beazley Commercial Insurance Canada
Portage Mutual Insurance Canada
Lloyds of London Insurance
Trinity Underwriting Business Insurance Canada
Liberty Mutual Liability Insurance Canada
Travelers Business Insurance Canada
Business Insurance Zen Man

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