Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Insurance Do Franchisees Need?
Being a franchisee offers new and aspiring business owners access to an established brand with built-in recognition and trust. But a franchise isn’t immune to costly unforeseen incidents, and even well-oiled machines can develop a squeaky wheel. Here’s what franchisees should know about protecting their assets.
5 Tips for Increasing Your Small Business’s Profit in a Slow Economy
Challenges remain for small businesses to grow their profit margins due to inflation and higher-than-average interest rates. Here are five things you can do to grow profitability in a tight economic environment.
What Type of Insurance Does a Herbalist Need?
Sometimes referred to as holistic health practitioners or herbal practitioners, herbalists offer a holistic approach to health and wellness to address their patients’ health issues or goals. However, herbalists face several liability risks. Here's how you can protect your practice.
What Is Installation Floater Insurance?
Before tackling your next renovation or new build project, take the time to ensure the materials you buy on behalf of a client for that project are covered if something happens to them before you install them.
9 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
Small Business Essentials
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
Why Every Small Business Needs a Continuity Plan
A business continuity plan can help your company endure and survive an unexpected crisis or event that can force your business to close. Get an overview of why you need one and how to create a plan that works for your organization.
6 Ways to Promote and Grow Your Cleaning Business
The professional cleaning industry is highly competitive. That means you’ll need to get creative in promoting your business to attract new customers. See our tips for upping your cleaning business marketing know-how.
Small Business Insurance
What Type of Insurance Does a Doula Need?
Doulas do not perform clinical tasks, diagnose medical conditions, or give medical advice, but they do support women throughout their pregnancies. However, with that responsibility come liability risks that should be covered by insurance. Here's what every doula needs to know.
What Is Catering Liability Insurance?
You need to protect your catering business from financial losses, legal risks, and liabilities arising from your operations. Learn about the liability risks caterers face, how insurance can help, and see our recommended food safety and handling tips
What Insurance Do Franchisees Need?
Being a franchisee offers new and aspiring business owners access to an established brand with built-in recognition and trust. But a franchise isn’t immune to costly unforeseen incidents, and even well-oiled machines can develop a squeaky wheel. Here’s what franchisees should know about protecting their assets.
Financial Business Tips
10 Business Insurance Claims We Saw in 2023
For some professionals or business owners, buying business insurance is a legal or regulatory requirement. For others, it is not. Either way, it’s wise to do so. Here are 10 real-life reasons why you should.
Will the Bank of Canada Cut Interest Rates in 2024?
The Canadian central bank’s first interest rate decision and announcement of 2024 is hotly anticipated. Will the Bank of Canada announce an interest rate hike, cut, or will it hold its rate steady? Here’s how each possibility may affect small businesses.
8 Tax Filing Tips for Sole Proprietors
The deadline for Canadian sole proprietors to file tax returns is fast approaching. Find out when your return is due and how sole proprietors can reduce their tax bills.
Cybersecurity
10 Cybersecurity Tips for Small Businesses
October is Cybersecurity Awareness Month in Canada. Ransomware attacks are among the most common cybersecurity incidents Canadian small businesses face, but there are many others. Here are ways you can fight back.
Does Your Small Business Need a Cybersecurity Strategy?
Many small business owners may not be aware of the likelihood of falling prey to a cybercriminal, thinking they’re too small for a crook to target. That’s not true. Follow our steps for creating an inexpensive cybersecurity strategy to protect your business.
No More Passwords: How Passkeys Can Help Make Your Small Business Secure
Data shows the passwords we use today are among the weakest links in cybersecurity defence. Passkeys are poised to replace passwords. Get details on what they are and how they can help make your small business more secure.
Business Startup Tips
9 Steps to Starting a Home Renovation Business
With the economic headwinds Canada is currently facing, you might think the demand for home renovation projects is waning. Data suggests otherwise. Here are the steps to take to get your home renovation business up and running.
How to Become a General Contractor
Starting a general contracting business is a rewarding and exhilarating entrepreneurial venture. A general contractor wears many hats, and is often held accountable for every aspect of a building project. Here’s what you need to know to get started.
How to Start a Tutoring Business in Canada
Tutoring is a private and supplementary method of academic instruction and support. The expectation is tutors have exhaustive knowledge or demonstrated expertise in their subjects of focus. Here’s what to know to start your tutoring business.